Practical Details
Insurance and Fees
We can talk about rates before you schedule, alongside questions about what your plan covers and what you may owe. We are in network with many plans and provide superbills for out-of-network benefits.
Who This Is For
These details are for people using insurance, considering out-of-network benefits or paying without insurance. Coverage depends on your plan, and every plan we accept applies to every clinician on our team. The network name is a starting point; your plan can confirm your benefits.
- In-network benefits
- Out-of-network claims
- Care without insurance
Focus of Care
What We Work On
Outpatient Mental Health
Outpatient therapy benefits available through your insurance plan.
Telehealth Coverage
Benefits for video therapy appointments while you are in California.
Deductible and Copay
Costs before and after you have met your deductible.
Prior Authorization
Approval requirements before your therapy sessions can begin.
How We Work
Your plan can answer the questions above. If an answer is unclear, we can talk about which detail still needs confirming. Having your plan’s response nearby helps when we discuss scheduling.
- Coverage confirmation
- Session benefits
- Authorization questions
What Can Shift
Knowing your benefits helps us talk about costs before care. For out-of-network services, we provide superbills you can submit to your plan. Your insurer decides reimbursement and can explain which documents it accepts and how it handles claims.
What Sessions Look Like
Individual, couples and family appointments last 50 minutes, in person in San Diego or by telehealth anywhere in California. We can share rates for the service you are considering when you contact us.
We ask for at least 24 hours notice to cancel or reschedule. The fee for a late cancellation or no-show is $100. Questions about the policy are welcome before you schedule.
Insurance Networks
All plans listed below apply to all of our clinicians.
- Aetna
- AllSavers UHC
- Allied Benefit Systems - Aetna
- Allied Benefit Systems - Cigna
- Anthem
- Blue Cross Blue Shield
- Blue Cross Blue Shield of Massachusetts
- Blue Shield of California
- Carelon Behavioral Health, Inc.
- Centivo
- Christian Brothers Services - Aetna
- Cigna
- Confide Enhanced EAP
- EVHC - Aetna
- EVHC - Cigna
- Government Employees Health Association
- Health Scope - Aetna
- Lucent Health Solutions - Cigna
- Luminare Health - Aetna
- Luminare Health - Cigna
- Medicare
- Meritain
- NYC Employees PPO Plan
- Nippon
- Optum
- Optum Emotional Wellbeing Solutions (EWS) - Core EAP
- Optum Emotional Wellbeing Solutions (EWS) - Premium EAP
- Oscar
- Oxford Health Plans
- Resources for Living EAP
- Scripps Health Plan
- Sharp
- Surest (Formerly Bind)
- Sutter Health Plan
- TriCare
- TriWest
- Trustmark Health Benefits - Cigna
- Trustmark Small Business Benefits - Aetna
- UHC Student Resources
- UMR
- United Healthcare Shared Services
- UnitedHealthcare
- UnitedHealthcare Global
Fees in Brief
Individual, couples and family sessions are 50 minutes. We are in network with many plans and provide superbills for out-of-network benefits. Contact us for rates.
Frequently Asked Questions
Does My Plan Cover Every Clinician?
If your plan is on our list, it applies to every clinician on our team. Your insurer can confirm your benefits, so you have more information than the network list alone provides.
Can I Request a Superbill?
Yes, superbills are available for out-of-network benefits. Your plan determines reimbursement and can explain the requirements that apply to your claim.
What Is a Good Faith Estimate?
A Good Faith Estimate lists expected charges. Under the No Surprises Act, clients not using insurance have a right to one, and we welcome your request before care.
Related Support
You May Also Want to Explore
Financial questions may differ depending on whether you are asking about individual, couples or family care. The relevant service page explains the focus, and your insurer needs to know the service when you check benefits. We can talk about rates for that service while your insurer confirms coverage for your appointment.
We welcome your questions about rates and coverage before booking, including insurance or a Good Faith Estimate. Money questions belong in the conversation about starting care.
Start With a Conversation